Bridging & Development
When timing is critical, bridging and development finance provide the speed and flexibility that traditional mortgages can’t.
Whether you’re buying a property at auction, refurbishing or converting a site, or funding ground-up development, short-term property finance lets you move quickly — securing opportunities while long-term arrangements are finalised.
Types of Security
Residential Property
Flats, houses, HMOs, and multi-unit blocks can all be used as security for bridging or development finance.
Whether you’re purchasing, refurbishing, converting, or refinancing, residential property remains one of the most flexible asset classes for short-term lending.
Ideal for: buy-to-let investors, portfolio landlords, and developers funding refurbishment or conversions.
Commercial Property
Workshops, shops, garages, offices, warehouses, and other commercial buildings can also be leveraged for short-term or development loans.
Finance can be structured for owner-occupiers, investors, or developers, supporting acquisitions, refurbishments, or conversion to residential or mixed-use.
Strong demand sectors include retail units, industrial estates, and serviced office spaces.
Land & Plot Finance
We can arrange funding on land with or without planning permission, as well as sites pending full consent or under option agreements.
Development lenders will assess the gross development value (GDV), planning potential, and exit route, helping you unlock capital quickly to secure or progress your site.
Perfect for developers acquiring plots or refinancing pre-planning sites.
VAT Bridging Loans
If your commercial property purchase attracts VAT, we can arrange short-term VAT funding to cover the liability — typically repaid when your VAT reclaim is processed by HMRC.
This prevents working capital strain and ensures transactions complete on time.
Commonly used by limited companies and SPVs purchasing commercial or mixed-use premises.
Refurbishment & Conversion Projects
Whether you’re carrying out light works to modernise a property or heavy refurbishment involving structural changes, we can provide tailored development finance to suit your build schedule.
Funding can be released in staged drawdowns against certified progress, keeping your project cash-flow positive throughout.
How Greywood can help.
At Greywood Commercial, we make property and business finance straightforward — even for complex cases.
Whether you’re buying your first premises, funding a refurbishment, or structuring a multi-unit development, our advisers combine market-wide lender access with genuine commercial expertise to help you secure the right deal, first time.
Tailored Finance, Built Around You
Every client’s project is different. We take time to understand your property type, cash flow, and end goal, then structure lending that fits — not the other way around.
From short-term bridging to long-term commercial mortgages, we deliver flexible solutions for purchases, refinances, and capital raises.
End-to-End Support
We handle the entire process — from initial consultation through lender selection, valuation, legal work, and drawdown — ensuring your deal progresses efficiently and transparently.
Our proactive approach means fewer delays, faster completions, and a clear understanding of what’s happening at every stage.
Whole-of-Market Access
As an independent commercial finance broker, we have direct relationships with high-street banks, challenger lenders, and private funders, allowing us to compare terms and negotiate the best possible structure for your circumstances.
That includes options for:
Owner-occupied commercial mortgages
Investment property loans
Bridging & development finance
Refurbishment and conversion projects
VAT and development exit facilities
Expert Guidance You Can Trust
Our team understands how lenders assess applications — from LTV ratios to exit strategies — and how to present your case to achieve swift approval.
We’ll advise you on what information is required, identify potential obstacles early, and ensure your funding aligns with your commercial objectives.
Why choose Greywood?
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Transparent, jargon-free advice
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Access to leading and specialist lenders
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Quick turnaround and responsive communication
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Support for individuals, limited companies, and SPVs
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Real relationships — not call-centre service
Greywood Commercial combines financial expertise with real-world understanding — helping business owners, investors, and developers secure the funding they need to move forward with confidence.
At Greywood Commercial, we’re proud to be an Approved Member of the NACFB (National Association of Commercial Finance Brokers) — the UK’s leading professional body for commercial finance intermediaries.
This accreditation means we operate to the highest standards of transparency, integrity, and client care across all areas of business and property finance.
Speak to a Specialist
Call, Email or complete the short form below and an advisor will be in touch within 2 working hours.
Book a quick, no-obligation consultation with one of our commercial finance specialists — we’ll help you find the most suitable solution for your business.