Funding for property development projects.

Tailored development finance for property professionals, builders and investors across the UK.

Whether you're funding ground-up construction, converting an existing building or completing a part-built project, we help structure finance around your project, timescales and exit.

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Discuss your project

Speak directly with Greywood Commercial about your development finance requirements.

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Architectural floor plans for a property development

Why choose development finance?

When undertaking a development project, you need a finance partner who understands your vision and takes the time to assess every detail.

At Greywood, we provide bespoke development finance options designed around your project’s specific requirements. Our experienced team will visit your site — whether it’s a new build or refurbishment — to ensure we fully understand the scope and potential of your plans.

You can rely on us to be by your side from initial planning through to completion. Whether you’re an established developer seeking housing development finance or looking to fund your next conversion, we’re here to help bring your plans to life.

Types of Property Development

We arrange development finance for experienced property developers across a wide range of projects.

01

New builds, conversions and refurbishments

02

Residential, commercial and mixed-use developments

03

High-value residential schemes

04

Student accommodation, senior living and co-living projects

05

Care homes and supported living

06

Phased and multi-stage development sites

Our role is to help you secure the most suitable funding structure for your project — matching the right lender, terms and drawdown facility to your build requirements and timescales.

How Development Finance Works

Development finance is typically released in stages as your project progresses. Select each stage below to see how the funding journey usually works.

01
Site Acquisition Securing the development site
02
Planning & Valuation Assessing the project
03
Initial Drawdown The first release of funds
04
Stage Payments Funding through construction
05
Exit Strategy Repaying the facility
Project Progress
Stage 01

Site Acquisition

Funding can be structured to help you secure the land or property at the outset of the development.

Finance can be arranged to assist with purchasing the land or property, often combined with the initial build facility.

Acquisition finance and the build facility can often form part of the same overall development structure.
Stage 02

Planning & Valuation

The lender assesses the proposed development, its costs, planning status and anticipated completed value.

This stage may occur prior to site acquisition, although developers may also submit revised plans after completing the purchase.

Lenders assess planning status, build costs and Gross Development Value (GDV) to determine the appropriate loan size and terms.

Planning status, build costs and GDV are key parts of the lender's assessment.
Stage 03

Initial Drawdown

Once the facility is ready, the first release of funds supports acquisition or the initial stage of works.

The first release can cover acquisition or early works, followed by additional stage payments as construction milestones are reached.

The first drawdown can cover acquisition, early works or both depending on how the facility is structured.
Stage 04

Stage Payments

Further funds are released as construction progresses through agreed stages of the development.

Funds are released at key build stages, normally subject to valuation or monitoring surveyor sign-off — helping manage cash flow and keep the project moving.

The facility is progressively drawn rather than the entire development loan being released on day one.
Stage 05

Exit Strategy

Once the development is complete, the development facility is repaid through the agreed exit strategy.

Developers will typically repay the facility through the sale of completed units or refinance onto longer-term borrowing.

Your proposed exit is considered when the development facility is structured at the outset.
01 Site Acquisition

Finance can be arranged to assist with purchasing the land or property, often combined with the initial build facility.

02 Planning & Valuation

Lenders assess the planning position, build costs and Gross Development Value (GDV) to determine loan size and terms.

03 Initial Drawdown

The first release covers acquisition or early works, followed by further payments as construction progresses.

04 Stage Payments

Funds are released at agreed build stages, usually following valuation or monitoring surveyor sign-off.

05 Exit Strategy

On completion, the facility is typically repaid through property sales or refinancing onto longer-term borrowing.

Speak to an Advisor

Have a funding requirement you’d like to discuss? Speak directly with one of our commercial finance advisors.

We aim to respond to enquiries
within 2 working hours.

Speak to an Advisor

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